How to make a coupon – NerdWallet

Coupons do not require spending Sunday cutting newspapers into small squares. It can be much simpler.

Here it is How to save money with coupons, as told by coupon professionals. From finding a coupon database to making a shopping list, these beginner coupon tips can save you money at grocery stores and drug stores.

1. Search a coupon database

Coupons are almost everywhere, including in your mailbox, on your phone, and on coupon books, according to Curtis Tingle, chief marketing officer for Valassis, a distributor of printed and digital coupons.

Another option? Coupon databases are websites that aggregate coupons in one place, making it easy to find deals, says Jenny Martin, the writer behind the Frugal Living website. Savers of the South. Google the words “coupon database” to find one you like.

2. Read the fine print

Read the fine print on the coupon, says Roland Karim of Pro Coupon, a coupon blog. Check the redemption requirements (such as the bottle size of orange juice that qualifies for the coupon).

If you find a good deal and want to redeem multiple coupons, you will need a separate one for each item you purchase. There may be a limit to the amount of each coupon that you can use per transaction.

Identify your savings opportunities

View your spending breakdown to show your top spending trends and where you can cut back.

3. Know your store’s coupon policy

Coupon policies vary, so check the rules of your local store. Martin says you can usually find them online or go in person and ask.

Here’s what to watch out for, according to Martin:

  • Can you duplicate a coupon? Some stores will double your coupon, up to a certain limit. That means if you have a 50 cent off coupon, the store will take $ 1 off.

  • Do you need to join the loyalty program? You may need to create a store loyalty program account and scan your rewards card to claim some coupons.

4. make a shopping list

Keeping a shopping list will make coupons easier, says Tingle. Know what products you plan to buy from the store so you can find coupons that match the items on your list.

“An easy way to do this is to download a shopping app or shopping list app so you can easily manage it,” he says.

5. Aim for a 40% discount

Once you know what you want, monitor sales to see when the items you need hit their lowest prices. This can happen when a product is on sale and a coupon is available.

“We want to aim … to buy the things we need when they are at the best price,” says Martin. “Every item in the supermarket has the best price.

“Usually that price is 40% off, sometimes more.”

6. Create a reservation

When you find a good deal, buy some of the items, if you know you will use them all before they expire.

Creating a small reserve allows you to dictate how much you pay, rather than letting the retailer dictate it, according to Cindy Livesey, a frugal living expert at the coupon website. Living rich with coupons.

For example, if you run out of toilet paper, you will pay the current price. But if you have a few extra rolls, you can monitor the prices and schedule your purchase accordingly.

7. Forget coupons when you don’t need them

Don’t use coupons just because you find them. Livesey says that sometimes a sale-price item without a coupon is cheaper than a full-price item with a coupon.

Pay attention to annual sales, he advises. The pens and pencils go on sale in August in the back-to-school season. Baking supplies go on sale in November over the holidays. When possible, look for coupons that correspond to these periods.

If you find the coupon first, Karim recommends that you keep it until you find an offer to combine it. But pay attention to the expiration date, or you may wait too long to use it.

8. Start with 10 coupons

Start small. Martin recommends browsing your store’s ad and choosing 10 items that are on sale. Then match the coupons with these items. Finally, head to the store.

“It’s kind of a preparation for a small victory, which is a great way to start,” says Martin. “You got your 10 items, you used all your coupons, you saw that the store was not treating you badly and they took everything. And you saw how much you saved, and that’s the best part. “

9. Control your savings

Track your results to see if the amount you are saving is worth it. The time and work you spend on coupons is entirely up to you.

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